Website Disclaimer
General Information Only
The information provided on this website is for general informational and educational purposes only. It is not intended as legal, tax, financial, or medical advice. Visitors should consult with appropriate licensed professionals regarding their specific circumstances before making decisions related to Medicare, Social Security, insurance, or financial planning.
No Government Affiliation
This website is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), Medicare, or the Social Security Administration. Medicare and Social Security information is provided as a public service for general understanding.
No Client or Agent Relationship
Use of this website, submission of a contact form, or any other interaction with this site does not establish a client-agent relationship. A formal relationship is only established through a signed agreement or enrollment process.
No Guarantee of Coverage or Benefits
Coverage availability, benefits, premiums, and eligibility requirements vary by plan, carrier, and individual circumstances. Nothing on this website should be interpreted as a guarantee of coverage, acceptance, or specific benefit outcomes.
Insurance Products
Insurance products are offered through licensed insurance agents. Product features, benefits, exclusions, and limitations vary by carrier and policy. All guarantees associated with insurance products, including annuities, are based on the financial strength and claims-paying ability of the issuing insurance company.
Annuities and Financial Products
Annuities are insurance products and may include surrender charges, withdrawal limitations, fees, and market risk depending on the product type. Guarantees apply only to certain product features and are subject to the issuing insurer's terms and financial strength.
Medicare-Related Information
We do not offer every plan available in your area. We currently represent multiple organizations that offer a range of products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to obtain information on all available options. Plan availability, benefits, provider networks, and costs may change annually.
Social Security Information
Social Security information provided on this website is general in nature. Eligibility, benefit amounts, and tax treatment depend on individual circumstances and are subject to federal rules and regulations.
State Licensing
Long Island Senior Services is licensed to sell insurance products in the State of New York. Services are intended for residents of New York State. Residents of other states should consult a licensed professional in their state.
Third-Party Websites
This website may contain links to third-party websites for convenience and informational purposes only. We are not responsible for the content, accuracy, or privacy practices of any third-party site. The inclusion of any link does not imply endorsement.
Accuracy of Information
While reasonable efforts are made to ensure the accuracy of the information presented, laws, regulations, and insurance plan details change over time. We do not guarantee that all information on this website is current or complete.
Limitation of Liability
By using this website, you acknowledge that any reliance on information provided is at your own risk. The website owner and affiliated parties shall not be liable for any loss or damages arising from the use of this website or reliance on its content.
Contact Information
If you have questions about this disclaimer or the services offered, please contact: Long Island Senior Services Phone: (631) 966-1500 Email: mike@liseniorservices.com